Top Real Estate Tips for Buyers in 2021

Top Real Estate Tips for Buyers in 2021

The votes are in and the rates are low! 2021 is off to a great start for the real estate market, and it’s a busy game for buyers and sellers alike! Due to all the real estate activity we saw during the end of the year, market predictors gage a rise and steadiness in the market. Here’s a few tips for buyers in 2021 to adhere to!

Don’t Let the Offseason Delay You

Traditionally, the homebuying season has been spring, but experts say this doesn’t apply as much anymore given COVID 19. What’s most important is how financially ready you are. Your credit score should be up to par, and your savings set aside for a major purchase. Don’t forget to apply early for mortgages as well.

Be Realistic, But Don’t Settle

Odds are that with the market’s competitive nature this year, there are some expectations you might need to set aside. You may not get that major swimming pool, extra garage, or crazy expensive view like you’d imagined. But this doesn’t mean you should settle for less than ideal curb appeal. You’re going to want to invest in a good location and a home that has been properly maintained.

Find an Experienced Real Estate Agent

This might go without saying, but it’s so important to find a good real estate agent you can trust, especially in this new season. The market is not only extremely competitive, but with all the changes in rates, you need all the intel you can get. You need someone with experience on your side. Don’t go looking for the easiest and cheapest option. A seasoned real estate agent is always a smart investment. We’ve got you covered in that department!

Don’t Forget about PITI

Four words; principal, interest, taxes, insurance. PITI is a good way to remember what you’re putting towards the principal payment, how much you’re borrowing from your lender, how often and what you’re paying in property taxes, and homeowners’ insurance. If you’re putting less than 20% on your down payment, you’ll be required to pay for private insurance for a while. You need to calculate all these costs so that you can predict what you can afford. Avoid any extra costs you can! Put that full 20% down!

A lot of this might be common knowledge, but you’re still going to need a top notch real estate agent to help you navigate the active market. Our agents at Meraki Real Estate are experienced and really care about your real estate needs. There’s a lot of information out there, which can be overwhelming! Let us help you work through the kinks by giving us a call or contacting us through our website!


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